Urbanitae 7.40.3

Urbanitae Real Estate Platform S.L. operates as a regulated crowdfunding and crowdlending platform in the real estate sector, overseen by the Comisión Nacional del Mercado de Valores (CNMV) under registration number 4, and adheres to the European regulations outlined in Regulation (EU) 2020/1503 and Law 18/2022.

This platform facilitates financing for real estate projects up to 5 million euros, engaging thousands of investors, primarily individual savers, alongside institutional investors and high-net-worth individuals. The minimum investment per project is set at 500 euros.

Urbanitae serves dual purposes as both an investment platform and a crowdfunding source:

• It affords individuals the opportunity to invest in significant real estate projects while potentially achieving attractive returns coupled with controlled risk, all without any associated costs, fees, or complicated processes.
• Simultaneously, it provides an alternative funding source for developers, promoting the advancement of profitable real estate projects managed by established professionals.

The capital contributed to projects is not managed by Urbanitae; instead, it is handled by an external payment entity authorized by the Banco de España.

Individuals can download the Urbanitae app free of charge and begin investing with a minimum of 500 euros through Spain's top-performing real estate crowdfunding platform.

The registration process on Urbanitae is free and can be completed within minutes via the app. The requirements include:

• A stable internet connection.
• Your ID/NIE.

The Urbanitae app allows users to:

• Stay updated on new project launches.
• Invest in selected projects from any location.
• Add or withdraw funds from your wallet as needed.
• Monitor the performance of your investments.
• Access documentation for all projects.
• Invite family and friends to the platform and earn rewards.

Investing starts from 500 euros in premier opportunities within the real estate sector. The Urbanitae team of experts conducts thorough assessments of each project, establishes conservative assumptions, and implements stringent guarantees and criteria to safeguard investments.

With Urbanitae, investors can build a diversified real estate investment portfolio based on segment (residential, commercial, etc.), location (operations can extend across the European Union), and strategy:

• Appreciation or equity projects: Investors partner with developers, sharing profitability based on their contributions over a timeline ranging from 12 to 36 months.
• Lending projects or crowdlending: Investors finance developers via loans secured by mortgages on the assets, with terms spanning from 6 to 18 months.
• Rental projects: Investments are made in real estate assets intended for rental over several years before eventual sale, providing periodic returns with minimal risk over a horizon of three to five years.

Begin your investment journey securely with Urbanitae, a leading real estate investment platform in Spain, boasting over a 60% market share in the crowdfunding sector.